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The partnership will see QBE underwrite’s dynamically priced insurance solution, increasing capacity in the taxi fleet market

London, 6 July, 9am GMT –, the commercial motor insurtech and dynamic pricing platform provider, has partnered with the International Division of QBE Insurance Group Limited (QBE), to increase capacity focussed on the taxi fleet market.

The new partnership will provide branded A-rated insurance policies to taxi fleets looking to benefit from Humn’s innovative platform and unique dynamic pricing insurance solutions. 

Humn’s unique proprietary platform dynamically calculates a fleet’s insurance premium in real-time on a trip-by trip basis whilst also providing data-driven insights into individual driver behaviour for the fleet manager. Humn’s behavioural data algorithms are tailored to individual fleets and Humn’s fleet risk management portal is accessible from any device. This enables the monitoring and proactive management of risk on a day-to-day basis and delivers enhanced visibility for the fleet and therefore the ability to influence insurance premium. Humn’s risk management team provides ongoing tailored weekly support, training and guidance to help fleets and drivers to understand and improve their risk management and risk profile throughout the policy period.

QBE will underwrite Humn’s fleet products utilising the full suite of this risk profiling and management system.  

The partnership aims to focus on the importance of fair risk assessment in the taxi market. Traditional fleet motor insurance assesses risks based on annual historical data and demographic information, without leveraging real-time driver behaviour, geospatial data or traffic data. This results in less accurate risk profiles and misalignment of expectations both in terms of coverage and price. 

James Cowen, Chief Commercial Officer of, said: “We are incredibly pleased to be working with QBE, who have shown a strong understanding of the benefits of providing more agile and dynamic pricing solutions to the market. We hope that this partnership will help to drive down costs and improve safety on the road, particularly for the taxi market which has historically overlooked the power of data in creating better insurance solutions across their fleets.” 

Jon Dye, Director of Underwriting (motor) at QBE, adds: “Working with an innovative and data-driven partner such as Humn will help provide fleets with more tailored solutions while providing us with greater insight into how to best meet their needs. We are excited to be joining them on our shared vision to develop forward thinking and sustainable customer solutions.”

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About is disrupting the traditional motor fleet insurance market, consolidating the traditionally separate categories of fleet insurance and risk management, in a proprietary solution that provides fleets with unparalleled real-time data and transparency. Humn’s platform provides an entirely contextual assessment of driving risk, and a clear basis for the pricing of their dynamic insurance products, Annual Plus and Pay How You Drive. Using AI to generate real-time premiums, these innovative insurance products uniquely analyse thousands of in-vehicle and external data points, giving users clear and immediate visibility of their risk profile via Humn’s fleet dashboard. To learn more, visit

About QBE

QBE helps businesses build resilience through risk management and insurance.

QBE European Operations is part of QBE Insurance Group, one of the world’s leading international insurers and reinsurers and Standard & Poor’s A+ rated. Listed on the Australian Securities Exchange, QBE’s gross written premium for the year ended 31 December 2022 was US$20 billion. 

As a business insurance specialist, QBE European Operations offers a range of insurance products from the standard suite of property, casualty and motor to the specialist financial lines, marine and energy. All are tailored to the individual needs of our small, medium and large customer base.

We understand the crucial role that effective risk management plays in all organisations and work hard to understand our customers’ businesses so that we offer insurance solutions that meet their needs – from complex programmes to simpler e-trading solutions – and support them in minimising their risk exposures. Our expert risk management and rehabilitation practitioners focus on helping customers improve their risk management so that they may benefit from a reduction in claims frequency and costs.

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